Authors: Dr. P. Venkatesh, Mr. K. Dheenadhayalan, Mr. M. Ramu and Mr. M. Manikandan

ISBN: 978-81-991591-1-2

DOI: https://doi.org/10.59646/ft/423

Date of Publication: August 13, 2025

About the Book:

This book provides a comprehensive exploration of financial technologies (FinTech), showcasing their pivotal role in transforming the finance industry. Financial Technologies (FinTech): The Future of Finance delves into the evolution of FinTech, examining its historical development, key technological advancements, and the key drivers of the revolution shaping banking and investment practices. The first unit provides an in-depth introduction to FinTech, exploring the role of technology, regulatory changes, and consumer behavior in driving innovation and financial inclusion. It also highlights the emergence of neo-banks, disruptors, and successful companies in the FinTech ecosystem. The book covers a wide range of topics, including digital payments, mobile banking, cryptocurrencies, blockchain technology, crowdfunding, and peer-to-peer (P2P) lending, offering real-world case studies to demonstrate their practical applications. Additionally, the book highlights the impact of artificial intelligence (AI) and machine learning (ML) in wealth management, fraud detection, and regulatory technology (RegTech), illustrating how these innovations are reshaping financial services. Through detailed discussions on regulatory frameworks, data security, and the future outlook of FinTech, this book provides a complete picture of how FinTech is revolutionizing the finance industry and shaping the future of financial services globally. It serves as an essential resource for finance professionals, researchers, and anyone interested in understanding the profound changes occurring in the world of finance through technological innovation.