Authors: Dr. J. Prabhakaran, Ms. Vinuha Chinta, Dr. Raju P and Ms. M. Pritheeka

ISBN: 978-81-991591-6-7

DOI: https://doi.org/10.59646/ft/421

Date of Publication: August 17, 2025

About the Book:

This book delves into the transformative world of financial technologies (FinTech), highlighting their revolutionary impact on banking, investment, and financial services. Financial Technologies in Practice: A Paradigm Shift in Banking and Investment provides an in-depth exploration of the evolution of FinTech, its key drivers, and the technological innovations reshaping the global financial landscape. From the rise of blockchain and cryptocurrencies to the emergence of digital wallets, mobile banking, and robo-advisors, this book covers a wide array of topics that have revolutionized how financial institutions operate and how consumers engage with financial products. The book also addresses critical aspects such as regulatory frameworks, the ethical implications of new technologies, and the challenges and opportunities FinTech presents for both established financial institutions and new market entrants. Case studies of successful FinTech companies like PayPal, Stripe, and Square illustrate the real-world applications of these technologies, while the chapters on regulatory technology (RegTech) explore the ways in which AI and blockchain are enhancing compliance, risk management, and transparency. Looking forward, the book examines emerging trends such as open banking, digital currencies, quantum computing, and the role of FinTech in sustainable finance, providing a forward-thinking perspective on how FinTech will shape the future of the financial industry. This book serves as an essential resource for professionals, researchers, and anyone interested in understanding the profound shifts occurring in the financial world through the lens of technology.